Will Alimony Continue After Your Ex Dies?Sure your divorce stipulates that your ex will pay alimony and child support but their death could put a kink in that.

In many states, if you were receiving support from your ex under any order or agreement at the time of their death, you will likely have a claim against their estate to continue those payments.

It is also possible to receive an acceptable lump sum to compensate for the loss of the weekly or monthly payments.

However, unless your divorce decree states otherwise, your ex-spouse’s requirement to pay alimony is typically terminated by state law when either of you die. On the other hand, if your ex-spouse owed you past due alimony when they died, you are still entitled to that amount.

There are ways to guarantee that, even after their death, these payments will continue to be made.

A life insurance policy could be carried on the life of your ex to replace the spousal and child support. As a rule of thumb, it is necessary for this policy to be purchased before the divorce is final, with you as the owner of the life insurance policy.

An annuity is another way to ensure spousal and child support. This would guarantee a monthly source of income equal to the determined payments.

As always, be sure to check your local laws or seek the advice of a family law attorney.

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